INSURANCE

At the Dental Offices of Dr. Anthony J DeNavarra, we strive to provide world class dental services at affordable rates. To assist you in managing your dental care costs, we accept a wide variety of insurance programs.

Although many PPO insurance plans have a network of preferred providers, they may also allow you to go to the dentist of your choice.

Where this is the case, we welcome those PPO insurance policies.

For example, we may not be a Humana provider, but we have many patients on Humana who choose to come to us.

The following is a list of insurance companies in which the Dental Offices of Dr. Anthony J DeNavarra have signed up as a "network provider":

  • Aetna (PPO)

    dental-insurance

  • Assurant Benefits (PPO)
  • Blue Cross / Blue Shield (PPO, and we also honor the Federal program)
  • Dental Wellness Partners
  • Delta Dental (Premier)
  • Florida Combined Life (Federal/ PPO)
  • Met Life
  • Premier Access (PPO)
  • Safeguard (PPO)

If we are a provider on your PPO plan, then we are obligated to accept their fee schedule on your behalf. Usually, this translates to a further savings for you.  As you can imagine this list changes from time to time so please call our office at (727) 347-4392 and ask Annie how you may be able to save money through your particular insurance plan.

Connection Dental (PPO) and it’s associated companies:

  • Cigna (PPO)
  • United Healthcare (PPO)
  • Guardian (PPO)
  • Ameritas Life
  • Reliance Standard
  • The Standard Life
  • Principle Financial Group (PPO)
  • Lincoln National (PPO)

We are also providers of 2 discount plan insurances:

  1. Careington (Care 15 PPO) – 15% discount plan
  2. Florida Combined Life (cosmetic program – co-payment, Blue Dental Choice/ Choice Plus) – 20% discount plan

Please note that this list is dynamic in that changes will occur over time. You should check with our office at (727) 347-4392 to confirm coverage.

 

Insurance Procedures

If you wish to only pay your portion of the charges, we will send a pre-authorization to your insurance company. The insurance company will send back a response stating what portion they will pay. So then when the work is done, we bill the insurance for their portion and collect from you the amount you are paying for.

In the event the insurance company denies benefits, we are willing to generate a reasonable appeal onyour behalf, but utltimately the bill is your responsibility. We have written extensive appeals on our patient’s behalf, and work hard to help our patients receive everything that they are entitled to.

Some patients pay us up front, and we send in the paperwork to assist them in getting them reimbursed. We work hard to make sure that you get your full reimbursment.

If you choose to have the dental work done immediately and not wait for a pre-estimate to be sent to the insurance company, then we require you to pay up front and we will file for you to be reimbursed. There are many procedures, however, which can be done without waiting for a pre-estimate (such as an extraction, filling, full mouth xrays with a complete exam, a cleaning, or even a root canal if there is pain, infection, etc.)